Goods and services scams
Scammers deceive online shoppers by setting up fake websites or using social media ads to offer eye-catching deals on popular items. They may impersonate a legitimate business or person, but never deliver on the promised goods and services. They also might charge you a subscription or use fake payment processes that could result in financial harm or identity theft.
Tips: Be cautious of deals that seem too good to be true. Do your research to make sure the company is reputable and trustworthy.
Relationship scams
Scammers create fake online profiles pretending to be a celebrity or a stranger looking for companionship. They usually reach out via social media or text message in order to spark conversation and build a connection. These scammers use the trusting relationship with their victims to request money.
Tips: Don’t send funds to or buy gift cards for someone you haven’t met in person. Be sure to always verify who you’re talking to online.
Courier scams
Scammers make a call claiming to be from your bank to say that your credit or debit card is compromised. They’ll then send someone to your home to “secure” your account by picking up your card. Though they may seem legitimate, once they have possession of the card they’ll use it to steal funds from your account.
Tips: Beware of urgency and make sure to verify phone calls. If you receive a threatening call from someone you don’t know saying your account is compromised, hang up and call the number on the back of your card.